More than 876,000 people aged 50 to 64 in the UK are either actively looking for work or would like to work but are currently counted as inactive. That figure comes from the latest government data on older workers, and it helps explain why seasonal jobs are becoming a more common part of retirement. For someone who has left a
Nearly two-thirds of over-55s in the UK have already set money aside for retirement travel, yet one in five have saved nothing at all, according to a Legal & General survey of 2,000 people aged 55 and over. For a couple aiming to enjoy a moderate retirement outside London, the recommended combined annual income sits at £45,400. That figure has
A couple needs around £43,100 per year for a comfortable retirement in the UK, compared to £31,300 for someone living alone. The full new State Pension for two people currently works out at roughly £23,005 per year — leaving a gap of over £20,000 that has to come from private pensions, savings, or other income. Most couples assume the answer
In 2026, a scammer needs just 30 seconds of your voice — lifted from a voicemail greeting or a social media clip — to clone it using open-weight AI models. They call your pension scheme administrator pretending to be you, request a change of bank details, and divert a six-figure defined benefit transfer value into an account they control. The
Nearly 3.3 million pension pots worth over £31 billion have been lost in the UK, according to the Association of British Insurers. For someone aged 55 to 75, the average lost pension is worth £13,620 — enough to cover several years of essential spending in retirement. When you change jobs every few years, each old pot becomes a deferred pension
The average residential care home in the UK costs nearly £66,500 a year. That is more than most people earn in a full year of work, and yet 60% of over-45s believe annual care home fees would be less than £60,000. For someone who has not planned, that gap can mean selling a home or draining a lifetime of savings
UK inflation sat at 2.8% in May 2026, and the Bank of England held interest rates at 3.75%. For someone already drawing a pension, those aren’t just economic headlines — they determine how far each pound goes at the supermarket, on energy bills, and through the rest of the year. Over-50s now rank inflation as the single biggest threat to
More than 2.8 million people over 50 in the UK have returned to paid work after previously retiring — roughly one in every nine people in that age group. For someone who thought their earning years were behind them, that figure represents a significant shift in what retirement actually looks like. Rising costs, pensions that don’t stretch as far as
The State Pension age is rising again, and the timing matters more than most people realise. From April 2026, the age you can claim the State Pension moves from 66 to 67 in monthly stages, with the full shift complete by April 2028. For someone born between April and May 1960, that means waiting an extra month. For someone born
More than 12 million UK adults are on track for a retirement that doesn’t cover basic needs. That’s 31% of the working-age population, according to the Scottish Widows National Retirement Forecast. For a 65‑year‑old with a one‑in‑four chance of living past 92, the gap between what you have and what you need can stretch across decades. The median household retirement
Retirement today looks nothing like it did for your parents. The full new State Pension for 2026/27 comes to £12,548 a year — just above the £13,900 minimum standard for a single person, but a long way short of the £32,700 needed for a moderate retirement. That gap of over £20,000 a year has to come from somewhere else, and
The Pension Schemes Act 2026 received Royal Assent on 29 April 2026 — but the changes it brings have been landing in stages ever since, and several more arrive before the year is out. By 31 October 2026, every pension provider in the UK must connect to the Pensions Dashboard, letting you see all your pots in one place for
